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What kind of insurance should be bought for warehouse transport semi-trailer

Published on:

2023-06-26 11:50

Car insurance is an indispensable element in the operation of the vehicle, according to the relevant provisions, the vehicle is not allowed to buy insurance on the road. So what kind of insurance should be bought for the warehouse transport semi-trailer?

Motor vehicle damage insurance is one of the basic motor vehicle insurance, referred to as car damage insurance. The subject of insurance is the motor vehicle itself. When the insurance vehicle suffers from natural disasters or accidents within the scope of insurance liability, resulting in the loss of the insurance vehicle itself, the insurer gives compensation in accordance with the provisions of the insurance contract.

Semi-trailer insurance can be divided into the national provisions of the purchase of the vehicle must be insured against traffic insurance, and a variety of commercial insurance. Generally speaking, the trailer insurance is a general compensation, that is, the tractor bought the traffic insurance, the trailer bucket does not need to buy a separate, if the bucket appeared rear-end problems, is able to use the tractor's traffic insurance claims. However, commercial insurance is different, and must be purchased separately, otherwise even if the tractor bought commercial insurance, the bucket did not buy, then if there is a rear-end problem, or the above-mentioned bucket overturned, commercial insurance is not compensated. If you continue to subdivide, commercial insurance can be divided into primary insurance and additional insurance, the main insurance such as car damage, three people, theft insurance, car personnel, additional insurance is more types.

As for a warehouse transport semi-trailer a year of insurance costs, need specific analysis of specific issues, generally in the 6000-9000 yuan, depending on the tonnage of the vehicle, transport routes, transport road conditions, etc., usually calculated according to the tonnage, the vast majority of driving routes will also be included in the calculation.